Why it is Not Haram to Work in an Insurance Company
C.J Ahmed-18.05.2023
Working in an insurance company is not haram for a Muslim if there is a need to do it. Islam is a religion of mercy and facilitation.
Actions Are Judged Acording to The Intentions
There are some of the scholars with the sound Aqeada who were against working in insurance companies First of all it is not correct to judge person based merely on the actions because Allah(swt) judges the ction’s based on the intentions.
Umar Ibn Al-Khattab (rali) narrated that he heard the prophet (sal) say,
"Verily actions are by intentions, and for every person is what he intended” (Bukhari and Muslim)
Below are of the Quranic verses and hadiths proving it.
Necessity Dictates Exceptions
In Islam, under necessity, anything that is haram becomes halal.
"And why should you not eat of that (meat) on which Allaah’s Name has been pronounced (at the time of slaughtering the animal), while He has explained to you in detail what is forbidden to you, except under compulsion of necessity?”
(6:119)
And
"He has only forbidden you carrion, blood, and swine, and that which has been consecrated to any other than Allah. But who is driven by necessity, neither craving nor transgressing, it is no sin for him. For Allah is Forgiving, Compassionate."
(2:173)
And again
“Whoever disbelieved in Allah after his belief, except him who is forced thereto and whose heart is at rest with Faith but such as open their breasts to disbelief, on them is wrath from Allah, and theirs will be a great torment”
(16:106)
The above verses clearly explains that things which are haram becomes halal for a necessity If there is no transgression. There are many hadiths which proves that even major sins are halal when there is a necessity and this is the basic Asl (Principle). This was also the understanding of the Salaf.
"Narrated Anas (rali):
The Prophet (sal) allowed `Abdur-Rahman bin `Auf and Az-Zubair bin Al-`Awwam to wear silk because they were suffering from an itch".
(Sahih Al Bukhari)
Although wearing full silk was haram for men, still it was allowed under necessity as mentioned in the above hadith.
The Prophet (sal) said in a hadith narrated by Ibn Abbas (rali):
"Allah has forgiven my nation for mistakes and forgetfulness, and what they are forced to do."
(Ibn Majah- Graded Sahih by Albani in Sahih Sunan Ibn Majah and narrated by Baihaqi and others and graded Hasan Sahih)
‘A woman was brought to ‘Umar bin al Khattab May Allah be pleased with him who had been extremely thirsty, and had passed by a shepherd and asked him to give her something to drink; he had refused to give her something to drink unless she let him have his way with her. (Umar) consulted with the people as to whether he should have her stoned. ‘Ali May Allah be pleased with him said, ‘She was forced to do it, you should let her go.’ So he did so."
(Sunan Baihaqi-Authenticated by Albani in Irwa al Ghaleel 7/341)
Working in an insurance company is not haram for a Muslim if there is a need to do it. Islam is a religion of mercy and facilitation.
Actions Are Judged Acording to The Intentions
There are some of the scholars with the sound Aqeada who were against working in insurance companies First of all it is not correct to judge person based merely on the actions because Allah(swt) judges the ction’s based on the intentions.
Umar Ibn Al-Khattab (rali) narrated that he heard the prophet (sal) say,
"Verily actions are by intentions, and for every person is what he intended” (Bukhari and Muslim)
Below are of the Quranic verses and hadiths proving it.
Necessity Dictates Exceptions
In Islam, under necessity, anything that is haram becomes halal.
"And why should you not eat of that (meat) on which Allaah’s Name has been pronounced (at the time of slaughtering the animal), while He has explained to you in detail what is forbidden to you, except under compulsion of necessity?”
(6:119)
And
"He has only forbidden you carrion, blood, and swine, and that which has been consecrated to any other than Allah. But who is driven by necessity, neither craving nor transgressing, it is no sin for him. For Allah is Forgiving, Compassionate."
(2:173)
And again
“Whoever disbelieved in Allah after his belief, except him who is forced thereto and whose heart is at rest with Faith but such as open their breasts to disbelief, on them is wrath from Allah, and theirs will be a great torment”
(16:106)
The above verses clearly explains that things which are haram becomes halal for a necessity If there is no transgression. There are many hadiths which proves that even major sins are halal when there is a necessity and this is the basic Asl (Principle). This was also the understanding of the Salaf.
"Narrated Anas (rali):
The Prophet (sal) allowed `Abdur-Rahman bin `Auf and Az-Zubair bin Al-`Awwam to wear silk because they were suffering from an itch".
(Sahih Al Bukhari)
Although wearing full silk was haram for men, still it was allowed under necessity as mentioned in the above hadith.
The Prophet (sal) said in a hadith narrated by Ibn Abbas (rali):
"Allah has forgiven my nation for mistakes and forgetfulness, and what they are forced to do."
(Ibn Majah- Graded Sahih by Albani in Sahih Sunan Ibn Majah and narrated by Baihaqi and others and graded Hasan Sahih)
‘A woman was brought to ‘Umar bin al Khattab May Allah be pleased with him who had been extremely thirsty, and had passed by a shepherd and asked him to give her something to drink; he had refused to give her something to drink unless she let him have his way with her. (Umar) consulted with the people as to whether he should have her stoned. ‘Ali May Allah be pleased with him said, ‘She was forced to do it, you should let her go.’ So he did so."
(Sunan Baihaqi-Authenticated by Albani in Irwa al Ghaleel 7/341)